Nessel encourages consumers to check free credit reports

As part of her holiday scam campaign, Michigan Attorney General Dana Nessel is reminding residents that they can access free weekly credit reports from each of the three main credit reporting agencies: Equifax, Experian, and TransUnion.  

Credit reports contain the financial and personal data used by businesses and potential creditors to assess an individual's financial fitness for rentals, house and vehicle financing, insurance, or even a job.
The approval of your application could be impacted by inaccurate information, and it benefits residents to be knowledgeable about what is in their credit report and affecting their overall credit score.  

“Regularly checking your credit report is one of the best ways to protect yourself from scammers,” Nessel said. “Review all three reports to ensure you have a complete picture of your credit history and report wrong or questionable information to the credit bureaus."

The free weekly credit report can be accessed from AnnualCreditReport.com, the only official site for free credit reports authorized by federal law. Other sites offer free credit reports, though residents should exercise caution and watch for sites that have been spoofed, or fraudulent sites designed to steal your money or your personal information.

For general questions, or to file a complaint, contact the Attorney General’s Consumer Protection Team at:

Consumer Protection Team
P.O. Box 30213
Lansing, MI 48909
517-335-7599
Fax: 517-241-3771
Toll-free: 877-765-8388

Online complaint form at https://secure.ag.state.mi.us/complaints/consumer.aspx