Combined with the $144 million of forgiveness announced in July 2025, the State of Michigan has now provided more than $200 million in relief.
"Here in Michigan, we believe being sick or getting injured shouldn’t mean going broke,” Whitmer said. “That’s why I’m proud to partner with Undue Medical Debt, so we can erase over $74 million of medical debt for almost 72,000 Michiganders across the state.”
The State of Michigan has collaborated with the national nonprofit, Undue Medical Debt, with the goal of putting money back in Michiganders’ pockets by erasing medical debt for people across the state.
On average, one dollar given to Undue Medical Debt relieves $100 of medical debt. The debt was sourced from local hospitals, which wish to remain anonymous but are committed to community benefit and making healthcare accessible.
“Michigan has made meaningful investments to erase medical debt for more than 210,000 Michiganders, including $13.5 million for over 20,700 residents in Macomb County,” said state Representative Mai Xiong (D-Warren). “That relief helped lift a burden that too often forces families to choose between paying for groceries, keeping the lights on, or seeking the care they need.”
Across the U.S., medical debt is the number one cause of bankruptcy, and it affects hundreds of thousands of Michiganders who have to choose between paying their medical bills or putting food on the table. Relieving Michiganders of the burden of medical debt will help to stop people from skipping or delaying medical care because of cost-related fears and to support people living healthier lives.
Undue Medical Debt is a national nonprofit organization dedicated to erasing medical debt for Americans across the country by purchasing qualifying medical debt in bulk for pennies on the dollar from providers like hospitals and physicians’ groups as well as collection agencies. The partnership between Undue Medical Debt and the State of Michigan will support hundreds of thousands of Michiganders, giving them a lifeline to free themselves of the burden of medical debt.
Those who qualify for medical debt relief are either four times (400%) or below the federal poverty level or have medical debts that equal 5% or more of their annual income. These are the only criteria for relief. This is a one-time abolishment to help remove the financial and emotional burden of unpayable medical debts. Medical debt relief cannot be requested and is source-based, depending on community-minded providers like hospitals who choose to engage. Those benefiting from medical debt relief will receive an Undue branded letter in the mail starting this week. There is no action required from recipients, the letters simply inform them of debt relief details and encourage them to share their stories.
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