Michigan Attorney General Dana Nessel is reissuing her consumer alert on data breaches following a recent cybersecurity incident at 700Credit LLC that has impacted nearly 6 million individuals nationwide, including more than 160,000 Michiganders. 700Credit, a Michigan-based company, provides services to auto dealerships that support consumer financing during the purchase credit application process, including credit reports and credit checks. The company announced that on October 25 a breach was discovered that compromised personal data collected from dealers between May 2025 and October 2025. The compromised information includes names, addresses, Social Security numbers, and dates of birth. 700Credit will begin mailing notice letters to impacted individuals on behalf of its dealer clients during the week of December 15. 

“If you get a letter from 700Credit, don’t ignore it,” Nessel said. “It is important that anyone affected by this data breach takes steps as soon as possible to protect their information. A credit freeze or monitoring services can go a long way in preventing fraud, and I encourage Michiganders to use the tools available to keep their identity safe.” 
Consumers can protect themselves during a data breach by taking the following actions:  

• Watch out for phishing emails. 

• Strengthen or change passwords. 

• Do not retain unnecessary data or files. 

• Use multifactor authentication on devices and accounts.

• Review their credit report often. Take advantage of free weekly credit reports from each of the three main credit reporting agencies (Equifax, Experian, and TransUnion) by utilizing the Annual Credit Report website. 

To assist residents, Attorney General Nessel launched the Michigan Identity Theft Support System (MITS), which helps residents seeking to restore their stolen identities. When they believe their identity or personal information is in the hands of a fraudster, consumers should: 

• Review identity theft warning signs to determine if they may be a victim of identity theft. 

• Determine which personal information may have been compromised. 

• Contact their financial institution (e.g., bank, credit union, etc.). 

• Check their credit report and put a freeze on their credit, if necessary. 

• File a Federal Trade Commission (FTC) Identity Theft Report or police report. 

If Michigan residents have completed the steps above and still need assistance, they can complete the MITS Request for Identity Theft Assistance form. 

To file a complaint with the attorney general, or get additional information, contact: 

Consumer Protection Team 
P.O. Box 30213 
Lansing, MI 48909 
517-335-7599 
Fax: 517-241-3771 
Toll-free: 877-765-8388 

Online complaint form at https://secure.ag.state.mi.us/complaints/consumer.aspx.

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